Twenty First Services has been providing commercial underwriters with inspection reports since 1993. Our reports have been designed by Underwriting and Loss Control managers across the country to ensure they detail your risk, identify exposures, value structures, and suggest appropriate safety measures.
“Successful risk management includes physical inspection reporting from an unbiased third party. That’s where we come into play. Our eyes and ears will provide you with details about your risk, others might have overlooked. Our focus: accurate information and timely service.”
-Jerry Tomlinson CEO & President
Property & Liability
Report Types: Commercial Package, Property, Liability, Telephone GL, Inland Marine
Our commercial lines department is here to fill your needs. Our services include inspections for all commercial properties such as shopping centers, churches, apartments, restaurants, and bars. In our inspections you will find details describing what products or services your insured is providing. This information with our quality photographs will make you feel as if you’re onsite, giving you more peace of mind about the risk.
As a company our goal is to help you to reduce and maintain a low loss ratio. We achieve this goal with very detailed reporting including: fire protection, security, liability exposures, and safety suggestions. We identify all liability exposures that are present, along with safety suggestions making this a comprehensive underwriting tool.
Reports Include:
- Interview
- Underwriting Form
- Detailed Narratives
- Diagram
- Photographs
- Replacement Cost (upon request)
Garage Liability
Business Types: Mechanic Shop, Car Sales, Body Shop, etc.
Garage liability inspections require a level of expertise our competitors have yet to master. Through hours of shoulder to shoulder development, with underwriters throughout the southeast, we have created a highly informative garage inspection that our clients have come to prefer.
In our forms you will find detailed information about your risk including driver lists, employee lists, payroll figures, inventory estimates, and mechanical services provided. All of which are pertinent when determining your level of exposure.
Reports Include:
- Interview
- Underwriting Form
- Detailed Narratives
- Employee list (upon request)
- Photographs
- Building Supplement (upon request)
Telephone General Liability:
Types: General Contractors, Sub Contactors, Premium Audits
Our telephone department provides fast, friendly, and professional inspections. With our custom forms and highly experienced inspectors, you can expect to learn every pertinent piece of information you need to properly insured your contractors.
Reports Include:
- Interview with your insured
- Underwriting Form
Commercial Auto:
Types: Fleet, Tractor Trailer; Onsite or Telephone
Commercial Auto inspections are another area of expertise for Twenty First Services. At the request of our clients we have developed a leading commercial auto inspection focused on fleet vehicles and short distance haulers. All interviews are conducted onsite while the vehicle is running, which allows us to check for fluid leaks or unusual engine noise.
For smaller fleets, long haulers, and single vehicle accounts we have created a telephone commercial auto inspection aimed at providing you with a low cost solution for those “hard to track down” risks. Our reports provide all pertinent information, and are easily customizable to include additional information for specific carriers. You can expect a customizable form, full interview, and photographs of each risk.
Reports Include:
- Interview with your insured
- Underwriting Form
- Driver list
- Vin and Mileage Verification
- All necessary photographs
Inland Marine:
Types: Farm Equipment, Construction Equipment
Inland Marine inspections can encompass a wide array of products from farming to construction equipment. Our inland marine forms will provide you with verified serial numbers, photographs, and a usage report. Again, you will find an easily customizable form which targets your specific needs.
Reports Include:
- Interview with your insured
- Underwriting Form
- VIN or Serial Number Verification
- Photographs of all equipment
- Security of Materials stored onsite
