Personal Lines

Personal Lines

Twenty First Services brings more than 35 years of inspection expertise to the insurance community, helping Companies maintain and grow a profitable book of business. We know that it’s information you seek, and we’re ready to provide you with all you need to know about each risk. 

“We have been servicing personal lines since 1980, and our pledge to you is the same today as on day one. We report to you every pertinent detail of every home we inspect.”

                                                                       – Jerry Tomlinson  President & CEO

Main Street Dwellings

Recommended Value Range: $150,000 up to $499,000

  Main street dwellings are the largest market segment for personal lines carriers. Main street homes are standard dwellings that are valued at up to $499,000. Our exterior inspection include:

  • Fire Protection

  • Underwriting  information

  • Liability Exposures

  • Photos of all four sides

  • Square Footage Calculations

  • Replacement Cost Calculations

Our trained, professional inspectors are kept current  on construction complexities. Our replacement cost figures are provided by nationally recognized services: MS&B.  All of these facts and figures will give you the insight you are looking for in an organized and timely manner.

Class III Homes

Recommended Value Range: $500,000 to $799,000

 

Homes such as these require a bit more detail than a standard dwelling as they tend to include a formal dining room large foyer, and other specialty rooms.  That’s why we customize reports for class III homes to include an interior walk through; giving you a more detailed replacement cost, as well as interior photographs.

  • Fire Protection

  • Interior and Exterior Photographs

  • Detailed Construction Techniques

  • Square Footage Calculations

  • Replacement Cost Figures

 

Course of Construction

When is comes to a course of construction risk, we have everything you need here at TFS.  We include architect interviews as well as interviews with the builder in our reports. The target date for completing the project is noted as well as the security of the construction site. 

  • Fire Protection

  • Multiple Photographs

  • Interviews With the Architect or Builder

  • Security Of Construction Site

  • Target Date Of Completion

Personal Lines

Twenty First Services brings more than 35 years of inspection expertise to the insurance community, helping Companies maintain and grow a profitable book of business. We know that it’s information you seek, and we’re ready to provide you with all you need to know about each risk. 

“We have been servicing personal lines since 1980, and our pledge to you is the same today as on day one. We report to you every pertinent detail of every home we inspect.”

                                                                       – Jerry Tomlinson  President & CEO

Main Street Dwellings

Recommended Value Range: $150,000 up to $499,000

  Main street dwellings are the largest market segment for personal lines carriers. Main street homes are standard dwellings that are valued at up to $499,000. Our exterior inspection include:

  • Fire Protection

  • Underwriting  information

  • Liability Exposures

  • Photos of all four sides

  • Square Footage Calculations

  • Replacement Cost Calculations

Our trained, professional inspectors are kept current  on construction complexities. Our replacement cost figures are provided by nationally recognized services: MS&B.  All of these facts and figures will give you the insight you are looking for in an organized and timely manner.

Class III Homes

Recommended Value Range: $500,000 to $799,000

 

Homes such as these require a bit more detail than a standard dwelling as they tend to include a formal dining room large foyer, and other specialty rooms.  That’s why we customize reports for class III homes to include an interior walk through; giving you a more detailed replacement cost, as well as interior photographs.

  • Fire Protection

  • Interior and Exterior Photographs

  • Detailed Construction Techniques

  • Square Footage Calculations

  • Replacement Cost Figures

 

Course of Construction

When is comes to a course of construction risk, we have everything you need here at TFS.  We include architect interviews as well as interviews with the builder in our reports. The target date for completing the project is noted as well as the security of the construction site. 

  • Fire Protection

  • Multiple Photographs

  • Interviews With the Architect or Builder

  • Security Of Construction Site

  • Target Date Of Completion